We now offer 0% Finance over 3, 6, 9 and 12 months for all our customers both online and in store for all purchases over £300. 

For more information or to apply please call us in the Pro Shop on 01794 329 344 or visit us in store.

0% Interest Free Finance Available Now at 121GOLFShop

Thinking of choosing 0% finance?

Our 0% finance option is a fantastic way to spread the cost of your next set of clubs and/or driver over one of our 3, 6, 9 or 12 months 0% Interest Free plan options without paying anymore. See the illustration below as an example for this years TaylorMade M3 Golf Driver for as little as £8.25 a week / £32 a month, over our 12 months 0% interest option.

0% finance over 12 months
• TaylorMade M3 Driver = £429
• 10% deposit = £43
• Total amount of credit = £386
• Duration = 12 months
• Representative APR = 0%
• Interest charged = £0
• 12 monthly payments of = £32
• Total amount payable = £429

To make it easy we’ve partnered with Duologi whose smart technology and slim line application process (currently the markets shortest application) with only 5 initial questions to gain credit approval including Date of Birth, Residential Status, Employement Status, Gross Income and Address (last 3yrs), lets you apply for and then complete the loan application quickly either in store, over the phone or via an email/TXT link.

First shop for the items you require either online or in store and if you need any advice on equipment or if you can't see what your looking for, please call us in the Pro Shop on 01794 329 344 and we will be happy to offer our friendly expert advice to help you make the right choice and remember we also price match both to all reputable online retailers and on course retail stores.

Once you have found what you are looking for please call us on 01794 329 344 to run through the application which takes no more than a couple minutes to complete and you'll receive an instant decision.

This can also be completed in store and only takes a matter of minutes to complete the 5 required questions to gain an instant approval decision.  Allowing you to take away your new club there and then, with 0% interest free monthly payments starting around 30 days later. Paying no more for the club just an easy way to spread the cost of your purchase.

Check your eligibility

Before you apply please note you will only be considered for finance if you:

Our payment plan options

We offer a range of 0% interest-free finance options to help you spread the cost of your purchase over 3, 6, 9 or 12 months. The value of the loan needs to be over £300 and you can choose a deposit between 10% and 50% of the value of the goods.

Representative examples would be:

0% finance over 12 months
• Total order value = £600
• 10% deposit = £60
• Total amount of credit = £540
• Duration = 12 months
• Representative APR = 0%
• Interest charged = £0
• 12 monthly payments of = £45
• Total amount payable = £600

0% finance over 6 months
• Total order value = £500
• 10% deposit = £50
• Total amount of credit = £450
• Duration = 6 months
• Representative APR = 0%
• Interest charged = £0
• 6 monthly payments of = £75
• Total amount payable = £500

Paying with 0% finance

All our products over £300 both online and in our retail store are all available with 0% finance as payment option (subject to application approval)

Finance decision

Your application will be assessed based on various factors including eligibility, credit history and affordability and Duologi will let you know the outcome of their decision in just a few seconds. It’s important to know that when applying for finance a hard credit check is made and this is recorded on your credit file.

Once approved, you just need to digitally sign your credit agreement, pay your deposit and then wait for your order to arrive.
In a very few cases, your application may be referred to a lender for manual underwriting. In such cases you’ll be notified by email of the credit decision within 24 hours. If you’re not approved for finance it could be for a variety of reasons. You should gain a copy of your credit file and this will be able to give you more information.

Repaying the loan

Your first direct debit payment will be taken about 30 days after you have received your purchase. This will show on your statement as a payment to Specialist Lending Ltd. You have the right to repay all or part of the loan early at any time.


There is a 14-day cooling off period where you can withdraw from the credit agreement after signing your documents. If you wish to do this, you need to notify Duologi.

A finance agreement does not affect our standard refund and returns policy. Just contact us and we can cancel your application and Duologi will refund your deposit. They will let you know of any outstanding balance if applicable.

121GOLFShop Standard Return Policy:
RETURN POLICY In the event that you are not satisfied with any purchase from 121golf you may return unused goods, along with all original packaging and any labels within 14 days of receipt for a full refund or exchange. Return shipping costs can only be refunded where we have sent the wrong items in error. We recommend that you Special/Recorded Delivery for all items being returned. We cannot accept responsibility for the returned goods until a member of our professional staff has signed for receipt of the goods. Please include the delivery note which contains the account details and complete the reverse of the form to indicate the action you wish to be taken with your return.

For any other questions contact us on telephone or via email.

01794 329 344
Email to: info@121golf.co.uk


The legal bit

Finance is provided by Duologi which is a trading name of Specialist Lending Ltd. You will be offered the best rate available based on your personal credit history and Duologi's credit decision policies.

Duologi is a trading name of Specialist Lending Ltd. They are registered in England and Wales (company number 10664999) and authorised and regulated by the Financial Conduct Authority (register number 774712). For more information please go to www.Duologi.com/faqor visit www.Duologi.com.

0% Interest Free Finance Available Now at 121GOLFShop
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